What Information We Disclose and To Whom We Disclose It
We do not disclose any nonpublic personal information about you to either our "affiliates" or non-affiliates" without your express consent, except as permitted by law. We may disclose the nonpublic personal information we collect, as described above, to persons or insurance companies that perform services on our behalf and to other financial institutions with which we have joint marketing agreements.

"Our affiliates" are companies with which we share a common ownership or alliance and which offer life, health, accident, pension and savings products.

Our Security Procedures
We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.